Few Essential Tips on How to Move a House

Well, people move around the place to place migrating for jobs, school, or for some other reasons. Sometimes they have to move away to some other city too. This is where the need for personal injury and services of mover mike will be of great help to you. Moving house just doesn’t only mean packing up households, boxing up your personal belongings and transporting them to some other location and unpacking them, that all. No, now in many countries, “moving house” also means moving the whole structure. This is probably ideal when you like your house, but the area is no longer suitable for you due to some personal and professional reasons. Here are a few essential tips on how to move a house.

The mover mike will help you move your house from its foundation to the location where it is destined to be dropped or set and in case of any queries you need to approach a personal injury lawyer. Let’s suppose that you are house hunting and you find a house that you absolutely adore. It is accurate in the size and structure you wish to have for the family because it has perfect woodwork and antique glass. The owner will let you have this house for an unbelievable price of one dollar. What’s the catch? You need to move the house, but house moving requires picking the house from the foundation and setting it down in another spot, sometimes miles away.

Few Essential Tips on How to Move a House

Most of the work of moving a house is basically done before the equipment arrives on the property for the shifting part. House moving is not just simply done by carrying the whole big house structure for once and landing it on the location where the owner wishes to shit it, but it also requires proper planning and coordination stage. You need to work with the local planning department where they will assure of whether you are allowed to move the house and to obtain building permits for both old and new sites. The officer will inspect the structural integrity of the house, and contractors may have to create a new foundation. Then the department also verifies and approves the transportation route and transportation of the house.

Furthermore, you must also contact the lender, to approve the process, which is very important before moving the house.

A professional house mover like mover mike can help you jump through many circles; house moving is safer and feasible if done by the professionals itself, as they have the proper equipment and structural expertise to keep the home safe while moving it to another place. You can relate to mover mike to consult them on different formalities that might be needed for packing and shifting. It will help you with the engineering calculation that goes into deciding how you can move your home. Also, you will know if moving the house makes good financial sense. The structure in question, the route that will be used to move the house, and the site must be carefully formatted when planning a move.

Before you call for the house mover you should look for the following information:

  • The width, length, and height of your home.
  • How the house was built, that will help in knowing what would be the weight of the house.

Well, a brick home is more expensive to move than a wooden one, and larger homes are very much expensive than the smaller one-story buildings. Mover Mike can help you pick up any building, including giant mansions, so this kind of information will help you gain confidence if the house moving is worth it financially. Blueprints and planning might also be important to provide information about the structural elements of the home, for the foundation and support. This will also help the mover to decide what structural support the house will need during the moving process. The mover also might need to know if you wish to take any addition, garages or porches.

So if you are planning to move a house, these were some several formalities and things you should keep in mind before you decide over moving, because the first step is very important to have a smooth ride till the moving is done.

How To Prepare For Moving In With Your Partner

You’ve been commuting back and forth between each other’s apartment for months. Now you’re ready to take the plunge — you’ve decided to move in together. Now before you jump right into the deep end, you might want to study up, to ensure you’re playing house, instead of playing with fire! How to prepare for moving in with your partner.

How To Prepare For Moving In With Your Partner

Get Rid of Any Baggage

Before you start sharing a space with your partner, make sure you remove any excess items (or emotions) from your life. Throw out old papers, clear out your closet,  or get rid of the junk drawer. It’s important to make sure that only the essentials stay with you during this transition. This way, you can start co-inhabiting on the right foot— and have a clean and relaxing space to house and nurture your relationship, not a cluttered one.

 Talk About Storage

Make sure you are communicating about each other’s storage needs and making enough space for each of your needs a priority. If you’re converting one of your places into your new shared home, try dividing up bathroom or closet space for starters. Then get creative from there. And if you are looking for a new space together, it is important to consider both of your storage and personal space needs before signing a lease or buying a home.

Create A Budget

Talk about money! Money is usually one of the most challenging parts of a committed relationship. It is important to discuss finances before taking the next step. Figure out your monthly budgets. Decide how much you can each contribute to the house, bills, food, and furniture. Are you going dutch and splitting things down the middle, or are you each in charge of taking care of different finances? If that question stumped you, drop everything and call your partner right now!

Learn To Share

Co-inhabiting may be new for you, so you need to understand that your space is no longer your own. This is a tough reality for some to come to terms with. Whether it’s sharing food in the fridge or picking your side of the mattress, “compromise” will be your new mantra.

Move In For Love, Not Convenience

Take a moment to discuss your goals for the relationship. Why do you want to move in together in the first place? Many couples make the mistake of moving in together too quickly, (because of convenience, saving on gas money, someone’s lease is up, etc.) and not because they are completely ready to take the next step in a relationship. Sharing a home is very intimate. You see your partner at their best and absolute worst, and only the strongest relationships are meant to last. Make sure you’re on the same page with the “Why.”

By Stephanie James

How to Walk Safely During the Night

How to Walk Safely During the Night

Walking is one of the best exercises you can do. It helps you burn calories, which is vital for keeping yourself in good shape. The chances of suffering cardiovascular problems will be minimized. Walking also improves your joint movements. Your knees stand to benefit a lot from this exercise. Make time to walk at all hours by learning How to Walk Safely During the Night.

You will have an easier time moving around because of the perfect state of your joints. It is a good exercise that can also help reduce body fat. This is because you burn more calories while doing it. The muscles in your lower body will also grow faster. You can start your walking exercises by going for set distances.

Set aside the number of miles or kilometers you wish to cover on a specific date or period. There are fitness devices like a pedometer that will help you monitor the number of steps you take each day and also the calories you use up. Steroids can be handy in your walking workouts because they help you develop strong muscles in both your lower and upper body area.

You can buy them at musclesfax.com which is one of the best sites selling steroids at affordable rates. Some people prefer walking at night because they feel more productive during that period. However, there can be some risks. Here is how to observe safety when walking at night.

How to Walk Safely During the Night

Visible Gear

Visibility is low at night. The chances of getting hit by vehicles, animals or other things are usually higher during this period. You should put on clothing that is highly visible to stay free from any type of accident. There are reflector clothes that will help other people see you at night.

Flashlight

You will also have a difficult time when it comes to maintaining a clear vision of the road. The chances of hitting rocks or getting tripped up by branches are high in the dark. You should carry a flashlight with you, which will illuminate the way for you to make movements easier. Some helmets have lamps attached to them to minimize the inconvenience that comes with carrying a flashlight around.

Walking Partner

You should look for a walking partner who will provide you with company during your walks. It is more enjoyable when you have a partner than doing it by yourself. You will also feel much safer when walking with someone than when you are doing it by yourself. They can help you out if you get injured or run into trouble too.

Switch Off Your Phone

Leaving your phone on can be a major distraction at night. You might be forced to break your pace or concentration when walking at night. The chances of being robbed or getting attacked are also higher when you are using your phone at night. It is a valuable item, and that is the main reason you might become a target. You can keep it on silent or use it in well-lit areas that are safer.

The Effects and Uses of Green Tea

The Effects and Uses of Green Tea

The Effects and Uses of Green Tea

Back in 2010, I wrote briefly about the nine benefits of consuming green tea. I want to revisit the subject because Kelli Gardener has written a piece titled The Effects and Uses of Green Tea.

The origins of green tea date back to 2737 BC. By legend, the Emperor Shennong was resting from travel when leaves from a burning tea plant fell into his cup of hot water and steeped to delicious results. 

Green tea became a part of Chinese culture for its health benefits, where it is offered as a drink of respect, often carrying an interpersonal element with it to establish care between different people.

 According to traditional Chinese medicine, green tea can relieve aches and pains throughout the body while also detoxing and aiding digestion. It is a staple in Chinese diets for its ability to enhance an individual’s quality of life.

 While green tea is originally from China, smaller-scale green tea production has spread throughout many countries in Asia, with Japanese styles of green tea being almost as widely known in the western world as Chinese green tea. Producers throughout South-Asia and Africa primarily excel in mass-produced, lower green tea varieties that find their way into bottled products, diet tea blends, and other products where quality isn’t the focus. The vast majority of loose leaf or higher end green teas on the market will come from either China or Japan.

 Kelli Gardener writes about:

·         Common Green Tea Flavor Profiles

·         Benefits of Drinking Green Tea

·         Lifestyle Benefits

·         The Truth About Green Tea and Fat Burning

·         How Much Green Tea Should You Drink

·         How to Brew Green Tea

Read the whole article about Green Tea by Kelli Gardner.

WHAT IS BODY LANGUAGE?

WHAT IS BODY LANGUAGE?

Back in August 2009, I wrote a piece on interpreting body language. Anna Kucirkova has written a very good

article titled “SPEAKING THE UNSPOKEN: HOW THE WORDLESS ART OF BODY LANGUAGE CAN MAKE YOU A MASTER OF COMMUNICATION.”

WHAT IS BODY LANGUAGE?

Kucirkova says in the opening, “Our bodies can express an array of emotions. How you carry and present yourself physically is just as important (and in some cases, more so) as being well-spoken.

Body language also referred to as nonverbal communication, is how we interact with others without using words.

This interaction can be something as simple as a shift in weight when we’re standing or a more substantial gesture such as burying your face in your hands.

Regardless of the movement, nonverbal communication often conveys far more about your feelings than any words could, filling in the gaps of an individual’s communication style.

It can tell us if someone is a leader or a follower, engaged or disinterested, fearless or afraid, loving or detached.

But how exactly does the body speak?”

Photo by Heather Mount on Unsplash

Sea-Level Rise

Sea-Level Rise

Sea-Level Rise

My research led me to look into sea-level rise. I was checking on a city on the east coast close to where hurricane Florence made landfall: Virginia Beach. I learned that the town was unaffected. That’s good news.

Laura Wood Habr, owner of Croc’s Bistro in Virginia Beach writes in the Virginia-Pilot, “Owning a business just a few blocks from the Oceanfront in the ViBe Creative District comes with constant risks and rewards. But the federal government has given up on addressing the biggest environmental threat of our time, putting waterfront communities such as Virginia Beach further in harm’s way.”

Sea-Level Rise

Climate change is driving warmer temperatures, raising sea levels and making extreme weather events more frequent and severe — all of which threaten businesses like mine. Climate change has already raised sea levels on the Virginia coastline by a foot and a half in the past 100 years, and it’s only speeding up.

Another foot higher, and overflow from Little Neck Creek in the Lynnhaven River watershed will begin to separate my business — and everything else east of Cypress Avenue — from the mainland. Five feet higher, and we suddenly will need canoes for our commute to work. Twenty-thousand people in Virginia Beach live below that 5-foot elevation mark — and $5.7 billion worth of property is located there.

I checked to see if the oceans have been rising. According to a good source the National Ocean and Atmospheric Administration (NOAA), Global sea level has been rising over the past century, and the rate has increased in recent decades. In 2014, global sea level was 2.6 inches above the 1993 average—the highest annual average in the satellite record (1993-present). Sea level continues to rise at a rate of about one-eighth of an inch per year.

Laura Wood Habr worries about a foot increase and what that will do to her business. Most dire climate change predictions focus on 2050, which is 32 years away. If the oceans rise about 1/8 inches a year, by 2050 the oceans will have risen by 4 inches. I don’t think Laura has to worry. How about that foot rise she’s worrying about? That is 96 years from now. Will she even be in business in 96 years?

Humans make one big mistake in looking at trends.

They expect the trend to continue into the future just as it has in the past. That applies to the stock market or real estate. Until 2008, only a few people thought real estate would crash. After all, real estate is a great investment. It never goes down. They aren’t making any more of it.

We learn that the trend is your friend. Tell that to the people involved in the Tulip Mania, or the South Sea Bubble. How about the stock market bubble in 1929.

Don’t get sucked in by the arguments of the climate change warriors. Of course, climate changes. We have periods when there is plenty of rainfall and then we have a drought that lasts as long as the rainy period. The arrival of a drought has killed many ancient civilizations. I suspect we are closer to global cooling than global warming.

Top Books about HR Analytics

The Basic Principles of People Analytics

An ability to understand and anticipate human behavior contributes to the rational use of resources. Such skills open up a huge field of activity for experts. Despite the comparative novelty of the mentioned discipline, the first thematic blocks were laid several decades ago. Below, we present a list of books that will aid both professionals and beginners to better comprehend the basics of management and achieve maximum results.

The Basic Principles of People Analytics

This manual introduces readers to fundamental rules of analysis of human nature. It contains more than 20 illustrative examples, and business cases are directly related to practical application of knowledge on prognostication. Its author, David Green, plunges into the world of relationships through an accessible language and simple concepts.

Doing HR Analytics – A Practitioner’s Handbook with R Examples

This is a real scientific research, including facts, sets of figures and other useful statistics. In fact, the indicated guide tells about how to deal with internal absenteeism, to cut staff painlessly and to motivate wage-earners. Lyndon Sundmark focused his attention on the details, describing practical nuances of personnel supervision. The author dressed own text in an attractive presentation format, which greatly facilitates the audience insight on HR-analytics aspects.

The Power of People: Learn How to Use Successful Organizations

Actually, we deal with a bestseller designed for HR managers and chiefs of any level. If you are planning a business project, first read these books. They will help you not only to cope with enormous energy and potential of workers, but also to get acquainted with innovative ideas in this area. The title is not chosen by chance. The manual is written for people in order to teach them to find a common language with their own kind. Their impressions and experiences are shared by adepts.

Winning on HR Analytics: Leveraging Data for Competitive Advantage

In the current world of global innovation, HR knowledge becomes dominant. It is these skills that facilitate the measurement of a potential of social capital and setting of strategic goals for various devices. Famous global giants like Google, Walmart or American Express have achieved tremendous results due to the correct domestic policy. The authorities of companies highly appreciate the contribution of each laborer to the common cause, which stimulates the staff to produce new ideas. Wise analytics involves verifying the findings, updating research methods and formulating clear hypotheses. This book is invaluable for practitioners seeking to create healthy competition.

The Employee Experience Advantage: How to Win the War for Talent by Giving Employees the Workspaces

Conclusions and recommendations of the mentioned study are based on the outcomes, grounding on more than 100 scientific articles and interviews with successful executives of firms. The authors came to an inference about the existence of three communication levels within any organization, namely: cultural, technological and physical components. Visiting every milieu, you can reach extrapolation of staff‘s experience through the space COOL, technology ACE and culture CELEBRATED. Specialists are given a unique chance to design a future workplace where employees will want to spend as much time as possible.

“The Workplace Is Killing People, and Nobody Cares” by Jeffrey Pfeffer & Dylan Walsh

The authors of this book begin not with a boring preface, but with accusations against employers. The last is that people are forced to die for their wages, working in bad conditions. The human psyche is under the pressure not only of modern fears and depression. Excessive damage is caused by the indifference of companies that are not interested in the excellent arrangement of an office. According to Pfeffer, it is the analyst who is able to shed light on the solution to this issue. Having received the relevant data, you will give an opportunity to make a correct assessment of the production dynamics, team cohesion and a sense of individual satisfaction. It remains only to hope that the sharks of business will find it necessary to listen to Pfeffer’s advice and reduce the harm caused. The main thing is to get it in the nearest store.

“Why HR needs to up its game in strategic people analytics” by Max Blumberg

Max Blumberg is known for his original thoughts and powerful interviews about social capital. Some of his articles have a truly provocative effect. The last work is no exception. On its pages, he states that current managers need to step up to address economic problems. The lack of an adequate response will inflict enormous damage on the company’s laborers. The author practically paints a training course aimed at improving the fundamentals of HR and forecasting in general. Max argues that this is one of the numerous ways to get people to move from concrete projects and operational tasks towards the real impact on business leaders.

“How to start a people analytics project” by Andrew Marritt

This author refers to one of the most astute commentators on technological and human subjects. Already in 2018, Andrew wrote a lot of articles, including the problem of HR analysts. His data are systematized and verified. He describes a number of techniques, such as “5 Whys”, for the timely identification of a “hole” in a business structure. In addition, the author emphasizes the need for its quick resolution, gives recommendations on the development and testing of concepts, suggests new methods of gathering information and criteria for assessing success. In general, you will receive a guidebook for all times, compiled in a simple and understandable language.

“Big Companies Are Embracing Analytics, But Most Still Do not Have a Data-Driven Culture” by Tom Davenport & Randy Bean

According to the Bersin study, more than 60% of large companies have acquired special teams to analyze behavior patterns. Not surprisingly, only understanding their motives receives the key to the progress of any collective action. Important decisions should be made taking into account the received data and internal culture. This article is more relevant than ever, as its authors demonstrate that only one-third of firms have succeeded in switching to a data policy. On the one hand, such conclusion sounds promising, indicating further trends. On the other hand, the figure is appalling as few firms have realized the value of HR analysts.

Thus, your attention was given to the list of books have repeatedly proved their effectiveness, both in providing theoretical information and in testing practical skills. Naturally, it is difficult to call it exhaustive. In fact, every month there are interesting novelties that cause a desire to try the methods they proposed in real life.

Leveraging Commercial Property Investment – Mezzanine Financing

Investing in property is a common way people secure their hard-earned money in a profitable way. Along with having their earnings saved, they also have the opportunity to earn more on it when property rates rise. This is why some investors choose to purchase or put money in commercial property.

But due to the perceived high-risk nature of commercial property, many are skeptical of investing in it when compared to investing in residential projects. The reality is far from this as commercial properties offer significant cash flow benefits, fewer ongoing expenses and a better rent certainty in the longer run.

Leveraging Commercial Property Investment – Mezzanine Financing

If you want to take advantage of these benefits and invest in commercial properties, there are several ways you can secure financing to begin the process. The main thing to understand here is how to leverage your investment and raise debt in a way that your risk is managed practically.

Leveraging is basically the amount of debt borrowed from lenders for a project to strategically increase wealth and improve cash flow. You can receive positive leverage when the cost of the loan is less than the return the commercial property makes. This way the investor adds to their wealth from the debt, making a profit on the overall project specifically when the property appreciates.

To gain this positive leverage the investor needs a well-placed capital at a fixed rate with long –payment terms and equal monthly payments. While these terms might not always be offered, there are several public and private lenders who will agree to negotiations.

But when you are able to receive capital that amortizes at these terms, you will have time to pay off the loan while earning from the property. Your loan and interest will be paid off from these earnings, also maximizing your returns on investment.

While receiving a loan from a bank is the most traditional way to leverage debt, it only covers a part of the total debt you require. Another way investors leverage their investment is by obtaining the ‘middle slice’ of the debt through mezzanine investment. If you don’t know what mezzanine debt financing is, here is a brief explanation:

Mezzanine Debt Financing

Mezzanine debt financing involves an investor receiving additional fixed-rate capital on top of their already secured mortgage to increase the total amount of investment for a commercial property or any other project. Another factor about mezzanine financing is that it is subordinated debt, meaning that the lender agrees to be paid as second priority to the bank.

Companies and investors seek this source of financing to leverage their returns while still raising debt from non-bank lenders through financing agencies such as Stamford Capital. They receive the first part of the investment as a mortgage from a bank, put a portion of money from their own pocket for buyout and receive the other part from mezzanine sourcing. This also helps an investor diversify their equity over multiple projects.

By leveraging your property in the beginning, you ensure that you make a profit on your investment and have the opportunity to work on other projects.

Benefits of Commercial Property Investment Syndicates

Due to the ever increasing price of properties, it is quite hard to purchase a piece of land. Parents and young independent individuals are worried about the high costs of housing, especially in Melbourne and Sydney. They are always on the lookout for solutions that can help them achieve their dream to buy a nice cozy house.

That is why buyers turn towards property investment syndicates. In an investment like a property syndicate, multiple investors pool their cash to buy a commercial property. This collective contribution helps to easily purchase real estate which would be difficult to buy for a single investor. One of Australia’s leading commercial property investment firms is scinvestments.com.au which can properly guide you to manage your investments. Let’s talk about the benefits of syndicated property investment.

Advantages of Syndicated Property Investment

Saving Money

The obvious advantage of such an investment is the amount of cash you save. It’s no secret that to buy a decent property in Australia, you need a lot of money. With the help of syndicates, you can purchase a property and sell it later on when the need arises. The price of properties generally increases with the passing years, so it is a wise investment.

Less Cash Needed for Growth

In case you purchase a property on your own, it would be difficult for you to invest in a new one. You either might need to save up for that huge amount or grow the equity of your current property. You can make smaller and regular investments by investing in syndicates which means that you need less cash for growth.

Different Investment Options

Property investment syndicates can increase your options for purchasing different types of properties. For instance, you have $100,000 in your bank account. You can either use it to buy a small property or invest in syndicates to purchase shares in different properties.

Risk Reduction

Natural disasters can occur at any time at any place. Although, some of them can be predicted it is not possible to forecast an earthquake. If that happens, you might lose your only property. However, you can reduce the risk by buying shares in multiple properties instead of investing in a single one.

Saving Time

When you have multiple investors with you, it is highly likely that you will save a lot of time as you won’t have to go through all the research work prior to purchasing a property. Moreover, you won’t have to deal with agents and other stuff.

Syndicated property investment is one of the forms of fractional investing. You don’t have to spend all of your cash in a single property, but you can get good returns from your different properties. If you don’t have enough cash or want to reduce the risk of losing money, you can invest in syndicates and save your time.

Going Eco-Friendly At Home: Three Ways You Can Get Started Today

Going Eco-Friendly At Home: Three Ways You Can Get Started Today

The U.S. Green Building Council (USGBC) estimates that approximately 84 percent of residences will have sustainable features by 2018. When moving into a new home, one of the things that may spring to mind is the sustainability of your new home. A new place provides new opportunities to outfit your home with eco-friendly features whether they may be in the form of changes or included in the design plan. Building or designing an eco-friendly home is not only good in an environmental sense, but it is also a great financial move. It turns out that making the move towards sustainability could end up being one of the best things you could do for your new home and your bank account. Whether you are just moving into a home or renovating your home to update your style, check out these ways you can make your next home a little bit more efficient (and greener).

Invest in Insulation

One of the largest users of energy in your home is your heating appliances, particularly in larger or older homes. The Insulation Institute estimates that approximately 90 percent of homes in the U.S. are under insulated. During the winter months and cold spells, it is important that your heating system is capable of keeping your home warm. It is also one of the areas you can make the largest change in your energy usage and is a great tip when going green in your house. Making the investment into insulation in your new home when moving in can save you up to 80 percent in energy costs annually. Good insulation means your home will be able to hold the heat in longer, reducing the heating costs.

Begin by inspecting your home including your attic. Using the recommended guidelines from the Department of Energy, assess whether your home including its walls and roof are insulated to the correct levels and with the correct fibers. If in doubt ask your agent to arrange an inspection, and you can also ask the previous owners about the current insulation. Finally, don’t forget to insulate pipes and any fixtures. The use of an insulation blanket can reduce your heating loss by 25-40 percent each year.

Recycle & Reuse A Normality

One of the best habits to adopt when going green at home is to recycle and reuse. This habit can extend to many instances in your home. It may not be a practice previous owners followed, but it is a simple one to get started. If your new place comes with a garden, consider installing a greywater system which utilizes used water from your shower and other parts of your home and funnels it to water your plants afterward. For your fruits and vegetable, contemplate having or building a home compost. Using kitchen scraps or those vegetables that have gone bad to build a compost rich in nutrients you can then use in your garden.

Invest in Upgrades

Choosing to invest in energy efficient appliances when moving into your new home can save you up to 40 percent on your electric usage. Many appliances in the home that are used daily including washing machines and dishwashers are significant determinants of your water and electricity usage. However, due to the recent rise in support for sustainability, there is now a magnitude of energy star appliances available. It is important to take note of any installed appliances when preparing to move in and swapping them for a more energy efficient model before moving in. While some of the more efficient models may be more costly than the standard model, the savings they provide over their lifetime easily outstrips the extra cost paid. If you are after cheaper and simpler upgrades, then consider switching your shower heads to a low flow head. Within four months, they would have repaid their cost and reduces both your water and electricity usage.

More importantly, the secret to making your home eco-friendly lies in understanding your home and your lifestyle. Simply put, it is about becoming smarter in your usage in resources. You can choose to do a large overhaul and invest into it, or you can take smaller, simpler steps towards sustainability at home. Whatever your approach, it makes a difference so why not get started today?

Jenny Holt jennyholtwriter@gmail.com

Photo by Volha Flaxeco on Unsplash

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