Entries Tagged as 'Moving to Mexico'

Battling Stress when Moving to a New Country like Mexico


Battling Stress when Moving to a New Country like Mexico

The U.S. Department calculates that there are around nine million Americans living abroad, a significant increase from just four million in 1999. Meanwhile, a recent survey by money transfer company, TransferWise, stated that 35% of Americans said they would consider leaving the U.S., for three main reasons: better quality of life, a lower cost of living, and the chance to gain new experiences. Moving is seen by many as an opportunity to attain a more affordable education, lower taxes, and more affordable health care, but what many don’t realize is that a move can be a stressful life experience – and could potentially cost more than they had originally budgeted for.

Why is Moving so Stressful?

Moving to a new country is a source of stress for many reasons. It involves building brand new social networks and researching everything from healthcare to schools for children, neighborhoods, customs and etiquette, and the like. Moving to a country like Mexico may also necessitate learning a new language – which can be as entertaining as it is stressful if you aren’t learning at the pace you hoped. The practical aspects of a move can also cause anxiety. For instance, you may wonder whether or not to move your furniture or simply buy new items in Mexico. Moving with family pets and little children may also add extra stress into the equation, since you may need to take special precautions or measures to ensure all goes smoothly.

Facing Financial Stressors

The cost of living is considerably lower in Mexico, which is great news for your finances long-term. However, immigration costs alone will set you back around $1,500. As far as moving is concerned, there are firms which specialize in moving appliances and furniture to Mexico though you will need to set aside around $5,000 for this service. Stressors go beyond the actual cost of moving and extend the need to possibly sell property, cancel insurance plans, and the like. Take your time and make financial decisions slowly. Conduct all the research you need to, seek advice from a trusted financial advisor, and carefully weigh up all the pros and cons of moving.

Reducing Health Stressors

If you have either a temporary or permanent residence in Mexico, you can apply for the Mexican public healthcare system (the Instituto Mexicano de Seguro Social or IMSS), but you will still need to ensure you are covered or be prepared to pay out-of-pocket for necessary services such as dental care, preventive care, and maternity care. The good news is that dentistry costs significantly less than in the U.S., which is one of the reasons why many Americans travel south of the border. Even if you are enrolled in the public healthcare system, you will still need to pay upfront for services, though you will be reimbursed for up to 80% of what you have paid out. Be aware that your IMSS coverage will need to be renewed annually for a fee of around $400 per year. Also, note that the IMSS does not cover pre-existing conditions. Many expats in Mexico have private insurance despite being enrolled in the IMSS, to reduce waiting periods and to have easier access to specialists. The amount you will have to pay very much depends on your age and health risks. Expect to pay between around $1,500 and $20,000. Before making a decision, obtain quotes from various insurance companies, to ensure you obtain as wide a coverage as possible for your dollar.

Building New Social Networks

Once financial and practical considerations are underway and you have arrived in Mexico, find local expat groups in your local area. Those who have moved before you will give you all the vital information you need, including information on interesting areas to live in, schools, sports installations for adults and kids, etc. Expats will also provide an opportunity for new friendships that will undoubtedly prove to be a vital source of support when you most miss home.

Fighting Stress Proactively

There are many steps you can take from a health stance to reduce stress. A sound Mediterranean-style diet comprising healthy proteins, Omega-3 fats, seasonal produce, and nuts, will go a long way towards keeping your immune system in good working order. Exercise is also key, with a bevy of studies showing the important role it plays in stress reduction. Finally, holistic activities such as yoga and meditation have been found to reduce (stress hormone) cortisol levels in a host of studies.
Any big move is exciting yet stressful all at once. Once research is conducted, and financial decisions are made, it is vital to make  stress reduction a priority. Sleep well, exercise regularly and take part in holistic, mindfulness-based practices to improve mood and vitality and to keep illness at bay. Finally, try to be sociable and meet other expats, whose knowledge and experience will be invaluable when it comes to setting you on the right path.

Jenny Holt <jennyholtwriter@gmail.com>

Moving Made Easy

Infographic above brought to you by Casper – the sleep enthusiasts who have re-defined the mattress industry. If you find yourself in need of new bedtime essentials, moving home is a perfect time to replace your over-worn essentials while saving you the hassle of lifting and lugging your old bed. Casper’s bed-in-a-box concept conveniently lets you skip the mattress moving headache, delivering a new bed, shipped directly to your new doorstep.

10 Things You Need to Know before Moving Abroad

10 Things You Need to Know before Moving Abroad

10 Things You Need to Know before Moving Abroad

Are you dreaming about or perhaps even actively planning for an international move? It’s exciting to think about the new places, people and scenery you will experience but moving to foreign lands also presents challenges. Here are 10 things you need to know before moving abroad. You should think carefully about them to help your move go smoothly:

 1)  Why are you moving?

This might seem a silly question – until you actually think about it. People move for all sorts of reasons – adventure, escape, career, and climate. The destination they choose is tied up with this. By pin-pointing what it is you want to experience you may be able to choose an even better destination. Things to bear in mind: If you don’t have patience with learning languages, choose a country that speaks your native tongue (or one similar). If you plan to travel a lot, pick somewhere that makes it easy to jump across borders (e.g. Europe rather than Australia). And avoid places with ongoing conflict and unstable economies if at all possible.

2)  Get a grip on the language

Another note on languages. Relocating to another country requires a lot of communication. Knowing how to say, ‘My name is Jane and I have a cat,’ is not going to be particularly useful. If you are moving to a place which requires you to master a different tongue, start classes early, preferably yesterday.

Even if you are moving to a country where the same language is spoken, be prepared for a steep learning curve. From renting to working to taking out the trash, cultural differences can throw even the most prepped traveler.

3)  VISA timings vary – a lot!

That’s between countries, between types, and between individual applications. In fact, the guidelines you will find online are so unreliable as to be almost worthless. The only thing you can do about this is to pay for or secure as little as possible in your new country before your VISA arrives. So leave signing rental agreements and employment contracts or paying international moving company hire deposits until the very last minute.

4)  Tax gets messy

Probably the last thing you want to think about when you’re daydreaming about foreign climes is tax. Sadly, if you are an American, the IRS will not be as keen to forget about you. If you are single and earning $10,350 or more you will need to file your taxes in the USA or you could be in for a nasty surprise. If you are from another country you will need to check out the rules on tax.

5)  Health and banking choices matter

Did you know that you may be able to keep your ACA healthcare benefits providing you spend some of the year residing in the USA? Or that your credit score can be preserved if you keep your home bank open? Unless you have no intention to ever return to the US, take some advice on how best to get the maximum benefit from your health and banking set up. Even if you’re confident you’re in it for the long run, it may be worth coming back home for a few weeks a year to keep hold of your citizen perks.

6)  Your cell phone may not be mobile

Many travelers take their expensive cell phone abroad only to find that it is locked to a US network and won’t take a new SIM card in the host country. What would have been a simple case of paying to have their cell phone unlocked has become an emergency shopping trip for a new device. Make sure your cell phone is truly mobile by unlocking it before you leave.

7)  Bureaucracy is global

So you can’t escape taxes. Neither can you wriggle free from red tape. Regulations exist everywhere on the planet, particularly when you are uprooting from one life and setting up a new one. Whether you are filling in a landlord’s inventory, photocopying old statements for your new bank or wading through an 80-page VISA application expect to be kept busy with paperwork.

8)  Meeting people can be hard

Of course, no one expects to make new friends without effort but it can come as a shock how hard it can be to connect with others. People have their own family and work routines and these can be resistant to outsider interference. Seek out places where like-minded people hang out if you want to make connections. Expat groups (which are easily found via Meetup and other online sources) can be particularly supportive.

9)  You will rely on your travel buddy more than you think

Unless you are one of those hardy souls who are determined to go it alone, you will probably have someone in mind to go traveling with – maybe a sibling, partner or BFF. Choose this travel buddy wisely because you will almost certainly rely on them more than you think. From practical help with finances, carrying bags and emergency cell phone calls to emotional support when things get a bit overwhelming – and they will – your travel companion will be your rock (and you theirs).

10) You will never be the same again

This doesn’t happen to everyone but it’s common enough to deserve a place on the ‘need to know’ list. Many travelers adapt perfectly to blending in with a new culture. They handle the practicalities like a pro. They make a ton of new friends. In fact, everything is perfect until…they visit home. Sometimes termed ‘reverse culture shock,’ expats can find the return to their native land unsettling and even unpleasant. Even the barrage of voices in your own language can be overwhelming at first.

None of the above is designed to put you off your travel aspirations. On the contrary, going into your new life with your eyes wide open will increase your odds of making a success out of your move, wherever your heart takes you.

Pamela Taylor is a professional writer who has an interest in keeping things organized and in order. Her appealing strategy? Never. Stop. Moving. She currently writes on Mexico Movers for the oldest moving company in Mexico – Mudanzas Gou.

Folks, It’s Happening All Over America!

Mover Mike Hit 2,000,000

After an incredible June, Mover Mike hit 2,000,000 page views. I have been blogging since 2004 and it is nice to see that more people are finding this blog. Sometimes, I have considered quitting, thinking why bother, no one reads me. However, conservative fiscally, Libertarian socially, this blog joins many others who don’t like the path the U.S. is on.

No longer can we discuss things rationally and heatedly.  Now it seems the play book says to ignore the message, savage the messenger. We are seeing that currently with Trump and we read that Hillary hasn’t answered the press questions in two weeks. AND…more and more people are considering leaving the country.

Mexico”sends” their unemployed to the U.S.. How long will 93,000,000 unemployed and under employed wait to move south? How long will the drought stricken  in the south west wait to move? What happens when the U.S. becomes like Greece and can’t feed the 43,000,000 on EBT?

Stay tuned, dear reader. I hope to cover it and provide some answers. Thanks for reading Mover Mike

Dinner with John and Helen

Home Ownership rate

Home Ownership rate

We were invited to have dinner with our neighbors John and Helen on Thursday before we left Portland. It was a very nice thing to do. We had slaved all day packing, cleaning and taking furniture and stuff to storage. The food was delicious and the conversation was lively. Both John and Helen were optimistic about the economy and disagreed of my harsh assessment. Of course we disagreed about Obama, and global warming, too.

I see the possibility of the US collapsing into another depression. That was one reason we were happy to have sold our house so rapidly.

Tonight, I just pulled up an article at Zero Hedge by Michael Snyder via The Economic Collapse blog. He writes:
“If our economy was working the way that it should, the middle class would be thriving.

“But instead, it is being systematically destroyed. If you doubt this, I have some statistics that I would like to share with you. The following facts come from my previous article entitled “The Death Of The American Dream In 22 Numbers“…

“#1 The Obama administration tells us that 8.69 million Americans are “officially unemployed” and that 92.90 million Americans are considered to be “not in the labor force”. That means that more than 101 million U.S. adults do not have a job right now.

“#2 One recent survey discovered that 55 percent of Americans believe that the American Dream either never existed or that it no longer exists.

“#3 Considering the fact that Obama is in the White House, it is somewhat surprising that 55 percent of all Republicans still believe in the American Dream, but only 33 percent of all Democrats do.

“#4 After adjusting for inflation, median household income has fallen by nearly $5,000 since 2007.

“#5 After adjusting for inflation, “the median wealth figure for middle-income families” fell from $78,000 in 1983 to $63,800 in 2013.

“#6 At this point, 59 percent of Americans believe that “the American dream has become impossible for most people to achieve”.

“You can read the rest of that article right here.”

We will miss the lively discussions with John and Helen. We will have to wait awhile to see who is right. Being right in my case would not make me happy.

Art Walk In Mazatlan

Bev and I went on the Art Walk last Friday and we were fascinated by the art and the architecture.

Save $150 On RosettaStone

RosettaStone Savings

Dining In Mazatlan

We’re spreading our dining dollars around. Sunday night we dined at The Bistro here at Pueblo Bonito. I had chicken enchiladas and Bev had her usual Todos Santos combo, which is shrimp and Mahi Mahi. Monday night we dined at Ernie Tomato Restaurant and Bar I had chicken enchiladas and Bev had shrimp sauteed in butter and garlic. Last night the six of us dined at Panchos across from Pueblo Bonito Mazatlan and we all ordered coconut shrimp. That was the best dinner yet.

We still have the Fish market and Topolo to go before trying Il Mosto.

Which is Safer, U.S. or Mexico?

Patrick Osio, Jr., Editor HispanicVista.com writes:

“Our government and the U.S. media have convinced most Americans that Mexico is not a safe place to visit as drug traffickers are fighting it out to see which gang will have the right to sell their illicit drugs to the very group that will not be visiting Mexico.”

So here are some multiple choice questions for you:

  1. Which country has a higher crime rate per 1,000 residents?
    1. Mexico, b. Germany, c. Canada, d. U.S.
  2. Which country has the highest murders with firearms?
    1. Mexico, b. El Salvador, c. U.S.
  3. Of the following countries, which has the least number of drug offenses?

a. Germany, b. United Kingdom, c. Canada, d. Switzerland, e. Mexico

4. Which country has the most prisoners?

a. United States, b. China, c. Russia, d. India, e. Mexico

(Answers: 1. d. U.S., 2. c. U.S., 3. e. Mexico, 4. a. U.S.- Source: http://www.nationmaster.com)

Maybe, the U.S. is scared that baby boomers, unable to afford the cost of living, will pack up and move to Mexico where housing, healthcare and house keepers are cheaper.

Copyright © 2007 Mover Mike. Design by Anthony Baggett.

Fatal error: Call to undefined function is_sidebar1_page() in /homepages/7/d182093141/htdocs/movermike/wp-content/themes/networker-10/footer.php on line 13